Heads up: Bank account vs Cash Account
A bank account is your real-world account.
A Cash Account is a ledger within Navexa that allows you to record cash movements related to your portfolio.
Navexa doesn’t connect directly to your bank. To reflect a bank balance, create a Cash Account, set an opening balance, and record interest, fees, deposits, and withdrawals manually.
For full bank reconciliation, use your accounting software.
See also: Can I track my bank account in Navexa?
Tracking your cash position is a crucial part of understanding your overall portfolio performance.
Navexa allows you to add one or more cash accounts to your portfolio, enabling you to monitor inflows, outflows, and balances.
🧭 Understanding the Limitations
Before setting one up, keep these key points in mind:
Cash Accounts don’t connect to your actual bank accounts.
There are no CSV uploads or automatic bank feeds.
Only trades and dividends can be automatically synced (if you enable trade-to-cash).
All other movements — including deposits, transfers, interest, and fees — must be entered manually.
To track multiple real-world accounts (e.g. trading, high-interest, or super payout accounts), you can create separate Cash Accounts for each.
👉 You can suggest or upvote improvements to Cash Accounts here: https://feedback.navexa.io/?search=cash
How to add a Cash Account
From your portfolio, click Add Holdings.
Choose Add Trade Data Manually.
Select Cash Account.
Name the account (e.g. “NAB Trading Account”) and set the currency.
(Optional) Set an opening balance using a Deposit transaction with an as-at date.
Your new Cash Account will now appear in your portfolio’s Holdings List.
Transaction Types (When to Use Each)
Deposit – Money coming into Navexa (e.g. transfer from bank or broker).
Withdrawal – Money going out (e.g. transfer to broker or super draw).
Interest Payment – Interest earned on the account.
Fee – Bank or account fees.
Interest Charged – Interest you’ve paid (e.g. margin loan interest).
Automate Cash Movements (Optional)
You can automate trades and dividends posting to your Cash Account using trade-to-cash sync.
Tip: Only enable automation on your main trading Cash Account — don’t use it for savings or payout accounts to avoid double-counting.
Avoid Double-Counting
If trade-to-cash sync is on, don’t manually add deposits or withdrawals for the same trades or dividends.
Record interest as Interest Payment on the Cash Account (not on a holding).
View in Portfolio
Your Cash Account appears in the Holdings List of your portfolio. Open it anytime to review transactions or update balances.