Can I track my bank account in Navexa?
Short answer: Yes. Use a Cash Account to mirror your bank balance and movements. This is manual. Navexa does not connect cash account to banks.
Bank account vs Cash Account
Bank account: Your real account at a financial institution.
Cash Account: A ledger inside a Navexa portfolio for holding cash, recording money in and out, and linking those movements to trades and dividends.
When this makes sense
You want to see investment-related cash inside your portfolio.
You park cash while waiting to invest and want it reflected in performance.
You hold a term deposit and want to record interest until maturity.
When this is not ideal
Everyday transaction accounts with lots of small purchases and transfers.
If you need bank-level reconciliation, statement matching, or feeds. Use accounting software for that.
What you can do
Set an opening balance as at a date.
Record deposits, withdrawals, interest, and bank fees.
Let trades and dividends post automatically if trade-to-cash sync is on.
See cash included in portfolio performance and reports.
What you cannot do
No automatic bank feeds.
No bank statement CSV import.
No reconciliation tools like in accounting platforms.
Set it up
Add a Cash Account in your portfolio and name it after the bank (for example, “ING Saver”).
Enter the opening balance as at your chosen date.
Decide your approach:
Full mirror: Enter all deposits and withdrawals to match your bank balance.
Investment-only: Enter only movements related to investing, such as broker transfers, dividends, interest, and fees.
If your trades and dividends should hit this cash account, keep trade-to-cash sync on.
Tip: If one bank funds multiple portfolios, only mirror the portion relevant to each portfolio in its own Cash Account to avoid double-counting.
Transaction types (what to use when)
Deposit
Money coming in from outside Navexa, for example transfer from your bank or broker payout. Increases cash. Not income.
Withdrawal
Money going out to somewhere else, for example transfer to your broker or bank. Decreases cash. Not an expense.
Interest Payment
Interest you earned on the cash account. Increases cash and is counted as interest income.
Fee
Bank or account fees that are not interest, for example a monthly account fee. Decreases cash and is counted as an expense.
Interest Charged
Interest you paid, for example overdraft or margin interest. Decreases cash and is counted as interest expense.
Quick mapping from a bank statement
“Interest earned +$8.32” → Interest Payment 8.32
“Monthly account fee -$4.00” → Fee 4.00
“Transfer to broker -$2,000” → Withdrawal 2,000
“Transfer from broker +$500” → Deposit 500
“Overdraft interest -$3.10” → Interest Charged 3.10
Avoid double-counting
If trade-to-cash sync is enabled, Navexa will automatically post the cash leg of trades and dividends. Do not also add a manual Deposit or Withdrawal for the same event.
Record bank interest in the Cash Account, not as a dividend in a holding.
Term deposits
If it behaves like a cash account with periodic interest, use a Cash Account and record interest as deposits until maturity.
If it is a fixed security with a set maturity and you prefer to value it separately, you can use a Custom Investment for the term deposit and a Cash Account for the cash at maturity.
FAQs
Can I import my bank transactions or connect my bank?
Not at this stage. Tracking is manual.
Should I use a Custom Investment to represent a bank account?
No. Use a Cash Account. It gives you interest and fee categories and integrates with trade-to-cash sync.
Can I keep a running bank balance inside Navexa?
Yes, if you enter all movements. Many investors choose the investment-only approach to keep things simple.