Yes. Use a Cash Account to track your bank balance and cash movements within a Navexa portfolio.
Navexa does not connect directly to your bank. However, you can import transactions from a CSV or Excel spreadsheet, add them manually or automate eligible trades and investment income.
Bank Account vs Cash Account
A bank account is the real account held with your financial institution.
A Cash Account is a ledger within Navexa. It records cash held in your portfolio and movements such as deposits, withdrawals, interest and fees.
The Cash Account balance is included in your portfolio value and performance.
When This Works Well
A Cash Account is useful when:
You want to include investment-related cash in your portfolio.
You hold cash in a brokerage cash account or savings account.
You’re holding cash while waiting to invest.
You want to record interest from a bank account or term deposit.
You want eligible trades and investment income reflected as cash movements.
When It’s Not Ideal
A Cash Account may not be suitable for an everyday transaction account containing many personal purchases and transfers.
Navexa does not provide:
Live bank feeds.
Automatic syncing of new bank transactions.
Bank statement reconciliation or matching tools.
If you need accounting-style reconciliation, consider using accounting software.
Add Your Transactions
You can add Cash Account transactions in three ways:
Import transactions from a CSV or Excel spreadsheet.
Add individual transactions manually.
Automate eligible cash movements from trades and investment income.
You must create the Cash Account before importing transactions into it. The account’s selected currency applies to every imported transaction.
For setup instructions, see Adding a Cash Account.
For the complete spreadsheet workflow, see Import Cash Transactions From a Spreadsheet.
Choose What to Track
You can use either of these approaches:
Full mirror: Add all deposits and withdrawals so the Navexa balance matches your real bank account.
Investment-only: Add only investment-related movements, such as broker transfers, interest, fees and investment income.
If one bank account funds multiple portfolios, only record the cash relevant to each portfolio. This helps prevent the same cash from being counted more than once.
Transaction Types
Use the transaction type that describes what happened:
Deposit: Money entering the Cash Account from an external source. This increases cash but is not counted as income.
Withdrawal: Money leaving the Cash Account. This reduces cash but is not counted as an expense.
Interest Payment: Interest received. This increases cash and is counted as interest income.
Fee: A non-interest bank or account fee. This reduces cash and is counted as an expense.
Interest Charged: Interest paid, such as overdraft or margin interest. This reduces cash and is counted as interest expense.
Bank Statement Examples
“Interest earned +$8.32” → Interest Payment of $8.32.
“Monthly account fee -$4.00” → Fee of $4.00.
“Transfer to broker -$2,000” → Withdrawal of $2,000.
“Transfer from broker +$500” → Deposit of $500.
“Overdraft interest -$3.10” → Interest Charged of $3.10.
Avoid Double-Counting
Navexa can automatically create Cash Account transactions for eligible trades and investment income.
Before importing or manually adding transactions, check whether automation has already recorded the same cash movements. Adding them again may create duplicates and distort your cash balance and portfolio performance.
Record bank interest as an Interest Payment in the Cash Account, not as a dividend against a holding. For more information, see Automating Cash Transactions.
Term Deposits
If the term deposit behaves like a cash account, use a Cash Account and record interest received as an Interest Payment.
If you prefer to value the term deposit separately as a fixed investment, you can use a Custom Investment. You can then use a Cash Account to record the cash received at maturity.
Frequently Asked Questions
These answers cover bank connections, spreadsheet imports, Custom Investments and running balances.
Can I Connect Navexa to My Bank?
No. Navexa does not currently connect directly to bank accounts or provide a live bank feed.
Can I Import Bank Transactions?
Yes. You can import transactions from a CSV or Excel spreadsheet into an existing Cash Account.
Should I Use a Custom Investment?
Use a Cash Account to represent cash held in a bank or brokerage account. It supports interest, fees, deposits, withdrawals and eligible transaction automation.
Can I Maintain a Running Balance?
Yes. Import or add every movement if you want the balance to mirror your bank account. You can instead track only investment-related movements if that better suits your portfolio.