You’ve uploaded your portfolio to Navexa and thought: “Hang on, these numbers don’t look the same as my trading account. Is something off?”
You’re not alone. This is one of the most common questions new members ask.
The quick answer: No, your portfolio performance isn’t incorrect, it’s more complete.
Navexa factors in more than just price changes, so you see the full picture of your returns.
How Navexa Calculates Performance
When you track investments in Navexa, we include five key factors:
Capital Gains
• The change in value of your holdings from price growth.
• This is usually the only figure you see in your broker account.Dividend Return
• Income from dividends is included in your total return.
• Many broker accounts don’t add this, but dividends can make a huge difference.Currency Gain
• If you invest in overseas markets, exchange rates affect your performance.
• For example, your US shares may look one way in your broker account, but Navexa adds in currency movements for the true result.Trading Fees
• Navexa calculates returns after fees.
• If you’ve made 50 trades at AUD $20 each, that’s AUD $2,000 that your broker may not factor in.Time (Annualisation)
• By default, Navexa annualises your returns.
• This shows performance adjusted for how long you’ve held an investment.
• A 100 % gain in six months is very different from a 100 % gain in six years.
• You can turn this off in your portfolio settings if you prefer.
Why This Matters
Your broker account is designed to show you positions and transactions.
Navexa is designed to show you true portfolio performance.
By factoring in capital growth, dividends, currency movements, fees and time, you’re not just seeing numbers — you’re seeing the complete story of your wealth creation.
✅ Key takeaway: Your Navexa performance isn’t wrong. It’s comprehensive.
If you’d like to go deeper, read our article on the industry-standard calculation Navexa uses to measure performance.