Navexa's calculation engine was built to give investors an accurate and powerful way to see their investment returns.
The calculation settings let you control how your portfolio performance is displayed. You can fine-tune whether returns are annualised, whether cash balances are included, and how returns are calculated.
Accessing Calculation Settings
In the Portfolio Selector menu, click Settings.
Select the Calculation Settings tab.
Adjust your preferences and click Save.
Understanding the setting choices
1. Annualise Returns
Yes: Shows your return per year, allowing comparison across different investment periods.
No: Shows your cumulative return over the full period you’ve held the investment.
Example:
Invested AUD $10,000, now worth AUD $12,100 after 2 years.
Annualised: ≈ 10 % p.a.
Not Annualised: 21 % total return.
2. Include Cash Positions
Yes: Cash balances in your portfolio are included in performance calculations.
No: Only investments (shares, crypto, etc.) are included.
Example:
AUD $8,000 in shares (up 10 %), AUD $2,000 cash (no change).
Include Cash: Overall return = 8 % (weighted with cash).
Exclude Cash: Return = 10 % (based on shares only).
3. Calculation Method
Simple: Adds up your returns without compounding — useful for a straightforward cumulative view.
Compound (CAGR): Uses the Compound Annual Growth Rate formula to account for the effect of compounding over time.
Example:
Invested AUD $10,000, now worth AUD $13,310 after 3 years.
Simple: (13,310 – 10,000) ÷ 10,000 = 33.1 % total (≈ 11.03 % p.a. if annualised).
Compound: CAGR = 10 % p.a. (compounding each year).
Note: These settings only change how performance is displayed — they don’t affect your actual investment results.