This article explains why Navexa’s performance percentage can differ from your broker and how to compare the two more accurately.
Check What You’re Comparing
This article is about performance percentages, not portfolio value.
If your issue is that the holding value, current price, or quantity looks wrong, that is a different problem. This article only covers why the return or performance figure can differ.
Before comparing Navexa to your broker, make sure you are looking at the same:
portfolio or holding
date range
return figure
account currency, where relevant
What Your Broker May Show
Many broker apps show a simple price change and label it as performance.
A simple price change usually looks at the starting price and current price only. It often does not fully account for:
deposits and withdrawals during the period
dividend income
Dividend Reinvestment Plans (DRP)
trading fees
foreign exchange (FX) movements
how long your money was invested
That means your broker’s percentage and Navexa’s percentage may be answering different questions.
What Navexa Shows
Navexa is designed to show a fuller picture of your return over the period you select.
Depending on the performance view, Navexa can include:
capital growth
dividend income and DRP
fees that affect your capital
FX movement for foreign holdings
the timing of deposits and withdrawals
Navexa’s performance calculations are built on a modified Dietz style method. This means cashflows are weighted by when they happened during the period, not treated as if they were invested for the whole time.
You may also see different performance views in Navexa, such as a simple return for the period or CAGR (compound annual growth rate). If you compare the wrong figure to your broker, the percentages will not line up.
Common Reasons The Numbers Differ
Cashflows During The Period
If you added money, withdrew money, or moved holdings during the period, Navexa adjusts for that timing.
Many broker percentages do not.
Dividends And DRP
Navexa includes dividend income and DRP in your return calculations where relevant.
Some brokers focus mostly on price movement, which can make their percentage look lower or simpler.
Fees And FX
Navexa can factor in brokerage costs and FX movement where they affect your capital and return.
A broker app may not include those in its headline percentage.
Different Date Ranges
A performance difference can come from comparing different date ranges.
For example, your broker may show a figure based on today, since first trade, or another default range, while Navexa is showing the exact period you selected.
Corporate Actions
Corporate actions such as splits, consolidations, mergers and demergers can also affect how performance appears across platforms.
If these events are handled differently between systems, the percentages may not match exactly.
How To Compare More Accurately
If you want to compare Navexa and your broker more accurately, check these first:
confirm you are using the same date range in both places
confirm you are comparing the same portfolio or holding
check whether the broker figure is price-only or a broader return figure
consider whether dividends, DRP, fees, FX, deposits or withdrawals happened during that period
check whether you are comparing a simple return to CAGR or another annualised figure
Once you compare like for like, the reason for the difference is usually much clearer.
When To Contact Support
If your Navexa performance still looks wrong after checking the points above, send support:
the holding or portfolio name
the date range you are comparing
a screenshot from Navexa
a matching screenshot from your broker
a short note on what you expected to see
This helps us work out whether the difference comes from the calculation method or whether there is a data issue that needs investigation.