When you use Navexa, three terms come up again and again: portfolio, holding, and trade. Here’s what each means and how they work together.
Portfolio = Tax Entity
A portfolio in Navexa represents a complete set of investments under one tax entity.
You might create a portfolio for yourself as an individual.
You could also create a portfolio for a Self-Managed Super Fund (SMSF), trust, or company.
Each portfolio has its own performance, tax reporting and settings.
Think of a portfolio as the “container” that groups everything together for that entity.
Holding = Asset
A holding is any single asset you’ve invested in inside a portfolio.
Shares, ETFs (Exchange-Traded Funds), managed funds, crypto, property, or custom investments.
Each holding is tracked separately for performance, income, and tax outcomes.
A portfolio can contain many holdings, but each holding belongs to only one portfolio.
Trade = Transaction
Trades are the individual buy, sell, dividend, or other transactions that affect a holding.
A buy trade increases the quantity of that holding.
A sell trade reduces it.
Dividends and other events also count as trades.
Multiple trades make up the history of a holding, and all the holdings together make up the portfolio.
How They Fit Together
Portfolio (Tax Entity) | Holding (Asset) | Trades (Transactions) |
SMSF Portfolio | CBA (Commonwealth Bank) | Buy, Dividend, Sell |
| BHP (BHP Group) | Buy, Buy |
| VAS (Vanguard ETF) | Buy |
| Cash Account | Deposit, Interest |
|
|
|
Personal Portfolio | AAPL (Apple Inc.) | Buy, Dividend |
| TSLA (Tesla Inc.) | Buy, Sell |
| Bitcoin (BTC) | Buy |
| Investment Property | Purchase, Rental Income |
In short:
Portfolio = the tax entity’s overall investment account.
Holding = each individual asset tracked.
Trade = every transaction that changes a holding.
This structure enables Navexa to crunch the numbers for performance and tax reporting accurately.