Use the Unrealised Gains report to estimate the capital gain or loss you may realise if you sold open holdings in an AUD-base portfolio.
Who Can Use It
The Unrealised Gains report is available to AUD-billed customers with an AUD-base portfolio.
An AUD-base portfolio is a portfolio whose reporting currency is AUD. Navexa uses AUD for Australian tax reporting, so this report is only available when the selected portfolio is set to AUD.
The report is available on:
Standard
Premium
Pro
The report is not available on the Basic plan. It is also not available for non-AUD billed accounts or portfolios using a non-AUD base currency.
What The Report Shows
The Unrealised Gains report shows your unrealised gains and losses.
An unrealised gain or loss is a potential profit or loss on an investment you still hold. It has not been realised because you have not sold the investment yet.
The report models what your capital gains tax position may look like if you sold your open holdings at the selected report date.
This is useful when you want to:
See which holdings are contributing the largest unrealised gains.
Find holdings with unrealised losses.
Scenario test potential sales before placing trades.
Review potential tax outcomes before raising cash from your portfolio.
Export the report for your own records or accountant.
For example, if you want to sell AUD $10,000 worth of investments, this report can help you compare which holdings may create a higher or lower capital gain.
Open The Report
To open the Unrealised Gains report:
Choose your portfolio.
Open Tax Reporting in the left-hand menu.
Select Unrealized Gains.
You can also open the report from Tax Reporting > Overview by selecting the Unrealised Gains report card.
The report page is titled Unrealised Capital Gains.
Choose A Report Date
The report date controls the point in time used for the unrealised gains calculation.
Use the date selector at the top of the report to choose the day you want to analyse. Navexa will show the unrealised gains and losses for your open holdings based on the selected date.
This helps you review your portfolio as it stands today, or look back at a previous date if you want to understand your unrealised position at that point in time.
Filter The Report
The Unrealised Gains report includes search and filtering tools so you can narrow the report to specific holdings or groups of holdings.
Use Filter holdings to quickly search or filter the report. You can filter by items such as:
Holding
Source
Exchange
Sector
Currency
Holding Type
Group
Use Filter to build more specific filter rules. This is helpful if you only want to review part of your portfolio, such as one exchange, one broker source, or one custom group.
Read The Summary
The summary at the top of the report gives you the high-level capital gains result for the selected date.
The summary includes:
Non Discountable Capital Gains: This includes short-term gains and available capital losses applied against them.
Discountable Capital Gains: This includes long-term gains and available capital losses applied against them.
CGT Concession Amount: This shows the concession amount included in the report calculation where applicable.
Capital Gain or Capital Loss: This shows the final estimated result based on the selected date, portfolio data and report settings.
Capital Gains Tax (CGT) is the tax calculation on profits from selling an investment. The summary helps you understand the estimated CGT outcome before you actually sell.
Read The Tables
Below the summary, Navexa breaks the report into detailed tables.
You’ll see:
Short Term Capital Gains: Holdings or parcels held for less than 12 months.
Long Term Capital Gains: Holdings or parcels held for 12 months or more.
Capital Losses: Holdings or parcels showing a loss at the selected report date.
The tables show which holdings are driving the report result. You can sort the tables using the column headings.
The report tables include:
Symbol: The holding or asset.
Sale Allocation Method: The method Navexa used to choose which parcels are included in the calculation.
Purchase Date: The date the parcel was bought.
Quantity: The quantity included in the unrealised calculation.
Market Price: The market price used, including the date the price was recorded.
Cost Base: The recorded cost of the parcel, including relevant costs.
Market Value: The estimated value of the parcel at the report date.
Gain or Loss: The estimated unrealised result for that parcel.
A parcel is a group of units bought in a single purchase trade. Different parcels can produce different gains or losses depending on their purchase price and purchase date.
Review Report Settings
Use Settings to review or change the sale allocation method used by the report.
The settings panel shows the financial year that contains your selected report date. From here, you can choose the default portfolio sale allocation method and set per-holding overrides.
The available methods are:
FIFO (First in, First out)
LIFO (Last in, First out)
Maximize Gain
Minimize Gain
Minimize CGT
If you want to understand how each method works, see Introduction: Tax Strategies.
Changing these settings can change the report result because Navexa may select different purchase parcels for the simulated sale.
Manual parcel selections can also affect the calculation where you have configured them for a holding.
After changing your settings, select Update Report Settings to refresh the report.
Export The Report
Use Export to download a copy of the report.
You can export the Unrealised Gains report as:
XLSX
PDF
Exporting is useful if you want to keep a copy for your records, compare scenarios, or share the report with your accountant.
Common Issues
Why Can’t I See It?
The Unrealised Gains report is only available to AUD-billed customers with AUD-base portfolios on Standard, Premium and Pro plans.
If you cannot see or open the report, check that:
Your account is on an eligible plan.
Your account is AUD-billed.
The selected portfolio uses AUD as its base currency.
Why Did The Result Change?
The Unrealised Gains result can change when prices, portfolio data, filters, dates or report settings change.
Check that:
Your trades are complete and accurate.
You have selected the correct portfolio.
You have selected the correct report date.
Your Settings match the sale allocation method you want to use.
Any filters you applied are intentional.
Why Should I Check It?
The Unrealised Gains report is based on the data recorded in Navexa.
Before relying on the result, check that your portfolio data is complete and up to date. Incorrect trades, missing cost base information or the wrong sale allocation settings can affect the calculation.